Stop sending money. Start sharing it.
Support your loved ones across the world — from one central account.
No monthly fees. Interbank FX rates. CDIC-protected funds.
Wire transfers & remittances
- High FX fees (2.5%–5% markup)
- 3–5 day international transfers
- Zero real-time visibility
- $25–$50 per wire transfer
- No spending controls for family
Shared ledger & direct spend
- Interbank FX rates (0.1% spread)
- Instant family spending worldwide
- See every transaction in real-time
- $0 transfer fees, always
- Full spending limits & category locks
NeowBank Powers Family Growth
Families save an average of $4,800 annually and eliminate 3-day transfer waits entirely.
Shared Family Ledger
One central balance, multiple spenders. No more manual transfers between family members.
Refillable Limits
Set weekly or monthly caps that reset automatically. $100/week for kids, $500/month for parents.
The India Bridge
Real-time Indian merchant spending. Your parents pay in Rupees, you fund in CAD at interbank rates.
Zero-Balance Security
Cards hold $0 until the moment they are tapped. JIT funding means nothing to steal if a card is lost.
CDIC Protection
Funds are held by CDIC-insured partners. Your family's money is protected up to $100,000.
One Balance. Total Control.
Traditional banking makes you move money from A to B. NeowBank lets you share access to A, while you keep the keys.
Fund the Core
Connect your Canadian bank and fund your central Neow account. This is your family's "Capital Pool" — one balance that powers everything.
Assign Spending Authority
Instantly issue virtual cards to your kids in college or your parents in India. They don't have their own "account" — they have a key to yours.
Set Refillable Limits
Assign a $100/week limit for your teen or a $50/day limit for your parents abroad. The card stays at a $0 balance until they tap it.
NeowBank vs The Old Way
See how NeowBank outperforms traditional banks and wire services on fees, speed, and control.
Remittances are outdated. Direct Spending is the future.
Stop losing 5% to wire fees and exchange rate markups. Give your parents in India a Neow Virtual Card for their daily needs.
Learn moreEliminate double conversions forever
When your parents spend in Rupees, we pull the exact CAD equivalent from your Toronto account at the mid-market rate. No markups.
Learn moreGrow your family's financial literacy
Give your kids their first card with real spending limits. They learn budgeting while you maintain full control and visibility.
Learn moreRemittances are outdated. Direct Spending is the future.
Stop losing 5% to wire fees and exchange rate markups. Give your parents in India a Neow Virtual Card for their daily needs.
Tap & Pay
They use their phone to pay at pharmacies, groceries, or on Amazon.in.
Real-Time Conversion
When they spend in Rupees, we pull the exact CAD equivalent at the mid-market rate.
Instant Visibility
See exactly what they bought the second they tap. No more wondering if the "transfer" arrived.
Security by Design. Peace of Mind by Default.
Because Neow uses Just-In-Time (JIT) Funding, your family's cards hold zero dollars until the millisecond a transaction is authorized.
Just-In-Time Funding
Cards hold zero dollars until the millisecond a transaction is authorized. Nothing to steal.
Instant Freeze
Lost phone? Freeze the card in one tap. Since the balance is $0, there's nothing at risk.
Budget Guardrails
Lock spending to specific categories like "Groceries Only" or "No In-App Purchases."
Auto-Reset Limits
Limits refill automatically every Monday. No manual transfers, no forgotten allowances.
See how much your family saves
Drag the slider to set your monthly spending for family abroad.
Your family saves up to $564 per year with NeowBank
The partner you can bank on to save your family time and money.
Access powerful global family banking tools designed to help you grow and simplify your finances across borders.
Frequently Asked Questions
Join the families banking without borders
Be among the first to experience the future of family finance. No monthly fees, interbank FX rates, and CDIC-protected funds.
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